Tag Archives: fintech

Is DeFi Set to Disrupt Traditional Finance?

Futuristic city skyline with digital financial symbols representing the integration of DeFi into urban infrastructure

It’s impossible to ignore how DeFi disrupt finance by offering decentralized lending, yield farming, and more, attracting growing institutional interest. As you explore this shift, you’ll discover both significant opportunities like increased accessibility and serious challenges including security risks, regulatory uncertainty, and scalability hurdles. Understanding these dynamics helps you grasp how DeFi could reshape the […]

Why Crypto Firms Are Racing to Become US Banks in 2025

Cryptocurrency firm office with digital assets and blockchain data on a computer screen

You might wonder why several leading crypto companies are aggressively pursuing federal banking charters this year. By becoming federally regulated banks, these firms aim to offer greater stability, enhanced trust, and more attractive yields to their users, while navigating complex regulatory hurdles imposed by the OCC and FDIC. However, this shift also brings significant risks, […]