Tag Archives: Ripple

Why Crypto Firms Are Racing to Become US Banks in 2025

Cryptocurrency firm office with digital assets and blockchain data on a computer screen

You might wonder why several leading crypto companies are aggressively pursuing federal banking charters this year. By becoming federally regulated banks, these firms aim to offer greater stability, enhanced trust, and more attractive yields to their users, while navigating complex regulatory hurdles imposed by the OCC and FDIC. However, this shift also brings significant risks, […]